HomeServe USA

Need to speak with HomeServe about an existing plan? Call 877.444.2480 

We've partnered with HomeServe to offer affordable interior and exterior plumbing home repair plans. Most homeowners insurance policies do not cover the cost of repairs to the major plumbing systems at your home. The homeowner is responsible for the maintenance and repair of the exterior service lines coming out of the meter and the plumbing within the home.

New: Louisville Water customers can now get the HomServe app.

Tap here to learn more. 

HomeServe's plans: 

Exterior Water Service Line Coverage - As your home gets older, so does the exterior water service line that brings fresh water to your house. If this line fails, repair or replacement can be expensive and most basic homeowners insurance doesn't cover repairs to the line on your property. There's no way to prevent a water service line emergency, but you can be prepared with affordable Water Service Line Coverage. 

Exterior Sewer/Septic Service Line - The buried sewer/septic line on your property that carries waste away from your home can age, crack or leak due to simple wear and tear, tree roots or shifting ground. This line can also get blocked and cause waste water to backup into your home. Get protection from time-consuming and expensive repair costs with Sewer/Septic Line Coverage and keep what's underground covered. 

TotalHome  Warranty -  If an appliance or home system breaks down, it can mean more than just your refrigerator, your garage door opener, air conditioning, or water heater not working. It means an added inconvenience of having to pay for an unexpected cost - which some homeowners are not financially prepared for. TotalHome Warranty helps you manage the covered costs of an unexpected break on many of the things that make your home life run smoothly.

Interior Plumbing and Drainage Coverage - There is a complex plumbing system inside your home. Pipes and drains can get blocked due to sediment build up, clogs can occur from grease and other materials, and plumbing fixtures can corrode and become brittle with age. When an unexpected plumbing repair is needed, you need qualified help before water damage occurs. Keep your pipes drained and not your bank account with affordable Interior Plumbing & Drainage Coverage. 

Water Heater Repair / Replacement - You depend on hot water for showering, washing and laundry. Problems with your water heater can be a major inconvenience and finding a qualified professional can be time-consuming and costly. Stay in hot water with Water Heater Repair/Replacement Plan and get protection from the high cost of repairs. Plus, if your water heater can't be repaired, the balance of your annual benefit can be applied to a replacement. 

Non-plumbing related plans also available: 

  • Interior Electrical Line Coverage - Old or faulty wiring can cause problems around your house, such as failed electrical outlets, sockets and fittings, breaker panels and fuse boxes. These emergency repairs can be costly. Power up your protection against indoor wiring breakdowns with a repair plan called Interior Electrical Line Coverage.
  • Heating System Coverage - If your heating system suddenly fails in the middle of winter, you could face many long, cold nights and days trying to find reliable repair help in the busy winter months. Don't get left out in the cold.  Get affordable Heating Coverage; a home repair solution you can warm up to.
  • Cooling System Coverage - Cooling system problems can be caused by many things. Capacitors, circuit boards and internal fuses or breakers, condensate pumps, condenser motors and fans, and contactor switches are among the covered culprits. Don’t sweat high repair costs with a Cooling System Coverage repair plan. 
  • HVAC - Even if you've never had a problem with your heating or cooling system, they can still break down without warning. Get protection help from the high cost of repairs plus for your heating and A/C systems with a Heating and Cooling System Coverage repair plan.